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mastering cashflow: a practical guide to business financial health Mastering Cashflow Mastering cash flow is the key to business success. The first step is to truly understand how money moves in and out of your business. There are the top 3 areas to focus on. Cash lockup Stock turn Gross profit Cash Lockup One of […]

practical succession planning for farming families. Succession planning is becoming a topic that is often talked about but can be daunting to action. We understand for many families it can be emotionally complex, however there are many ways we can help support you through a succession plan. This article explores the many forms succession can

the quiet strength of planning ahead – the role of wills and enduring powers of attorney Wills and Enduring Powers of Attorney (EPAs) are often something we plan to tackle “someday.” Whether we feel too young, too healthy, or simply too uncomfortable to think about it now, that someday can easily become never. But these

Business Health check: why it matters in the it field In today’s digital age, the way we work and the threats we face have changed dramatically. Cybersecurity incidents, privacy breaches, and data misuse are no longer rare. Businesses both in New Zealand and globally are increasingly targeted by cybercriminals aiming to steal personal information, lock

fonterra’s new milk price risk management tools Fonterra has introduced a new suite of milk price risk management tools designed to help farmers gain greater certainty over their income and better manage price volatility. These tools allow farmers to lock in a minimum milk price up to 18 months in advance, providing a valuable planning

Inland revenue are asking more questions Activity by Inland Revenue is picking up pace across the board—from investigations of large corporations to risk reviews of property investors and small business owners.   Why are we seeing this?  Firstly, in the NZ Budget 2024, $116million was specifically allocated over 4 years to enhance debt collection and

ACC supporting safer farming The agricultural industry is still one of the most dangerous industries for New Zealanders to work in as well as one of the most important primary industry and biggest exports in the country.  In 2024, ACC accepted over 17,116 new farming-related injury claims, and spent over $124 million to help people

Hubdoc: Simplifying Financial Document Management Managing your financial documents can be a breeze with Hubdoc, an online platform designed to streamline and automate document management. How Hubdoc Works Document Capture: Hubdoc makes it easy to capture financial documents. Users can take photos on their mobile devices, use email, scan, or upload documents directly into Hubdoc.

The end of another financial year is fast approaching….! We have put together our top tips to ensure you are ready for the end of the financial year and the year ahead. 1) Get your records ready Bank and Loan statements – Confirming your account/loan balances and interest rates Accounts Receivables – Don’t pay tax

What does Fonterra’s on-farm emissions reduction target mean? Recently Fonterra released its 30% intensity reduction for on-farm emissions by 2030.  Many farmers will be asking “what does this mean for my farm”. I’m going to break this down for you. First, you need to understand what emissions intensity is. Emissions are predominately reported two ways: